Open enrollment season is upon us! It can be a stressful time for small business owners and their employees alike; and balancing the need for comprehensive healthcare coverage with budget constraints can be a daunting task. However, there’s a solution that is gaining popularity among small businesses as a cost-effective alternative to traditional health insurancehealth sharing. Let us explore how small businesses can use health sharing as an affordable solution during open enrollment.

Understanding Health Sharing

Health sharing is a cooperative approach to healthcare cost sharing. It is not insurance but operates on the principles of community and shared responsibility. Members of a health sharing organization agree to pool their resources and assist each other in covering medical expenses. Impact Health Sharing is a not-for-profit health sharing group that facilitates the sharing/payment of one another’s medical bills. And unlike many other health sharing organizations, there are no required religious affiliations required to participate.


One of the most significant advantages of health sharing for small businesses is its affordability. Health insurance premiums can be a substantial financial burden for both employers and employees. However, health sharing typically involves 50% or more in lower monthly contributions, making it an attractive, out-of-the box, option for businesses aiming to reduce their healthcare expenses without sacrificing the quality of healthcare services they receive.

“We love sharing our solutions, giving back, and forming life-long value.” – Ryan & Megan Williams


Health sharing offers flexibility and affordability for business owners who are looking to add value for their employees. Small businesses can reach out to Megan & Ryan at Impact Health Sharingto choose a health sharing plan that will align with their specific needs and budget.

No Network Restrictions

Health insurance plans often come with “In Network” & “Out of Network” language which limits or penalizes users for selecting medical services outside their network of healthcare providers. With Impact health sharing, there are no network restrictions or limitations. Members have the freedom to choose their healthcare providers, which can be particularly advantageous for small businesses with employees located in various regions.

Benefits of The System Healthcare.

Community and Support

Health sharing organizations foster a sense of community and support among their members. This can be comforting for small business employees, as they know they have a network of like-minded individuals who are willing to help in times of need. This sense of belonging can lead to a positive and supportive healthcare experience.

Tax Benefits

Health sharing contributions are often considered eligible for tax deductions, offering an additional financial benefit for small businesses. These deductions can help offset the cost of healthcare and reduce your overall tax burden

For many small businesses navigating the open enrollment season and choosing a health care program can be a headache; nevertheless, health sharing can be a cost-effective and flexible alternative to traditional health insurance, without all the headaches. Due to its affordability, flexibility, and sense of community, health sharing has gained popularity as an appealing option for small business owners and their employees. By choosing this innovative approach, small businesses can provide quality healthcare coverage while alleviating the financial burden of traditional insurance premiums.

How Do Small Businesses Get Started?

  • Reach out to Megan, Ryan and their team at The System Healthcare to see if health sharing is right for your business today!
  • Determine Eligibility: Ensure that your employees meet the eligibility requirements of the chosen health sharing organization.
  • Educate Employees: Ryan & Megan will thoroughly educate your employees about the health sharing program, including its principles, coverage, and the healthcare providers available to them.
  • Facilitate Contributions: As an employer, facilitate the process of collecting and remitting contributions to the health sharing organization on behalf of your employees through payroll deductions.

Ryan & Megan Williams have been helping small businesses save money for over 20 years! They are focused on helping businesses and families find affordable healthcare solutions, and as top producers and nationally licensed healthcare brokers they are uniquely situated to assist all businesses, big or small with all forms of Health care options ranging from traditional to alternative one like Impact Health Sharing.

“We love sharing our solutions, giving back, and forming life-long value.” – Ryan & Megan Williams

The System Healthcare can help you take the steps to see if health sharing is right for your business here:

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